Ref. VM532 · Free deferred payment sale · 18 years · Capital Viagers network opportunity

Contemporary villa 260 sqm + 2 gîtes — Free deferred payment sale in Étel (Morbihan)

An exceptional property presented as a Capital Viagers network opportunity. Contemporary 260 sqm villa with two independent gîtes generating rental income, indoor pool heated year-round, south-facing veranda, on 1,733 sqm of land with a buildable plot. In Étel, port and beaches of Morbihan, southern Brittany. Free deferred payment sale: the property is delivered vacant at signature. Bouquet €537,000 then €4,630/month over 18 years, with no bank loan and no interest.

Description

A rare property along the Ria d'Étel

Contemporary single-storey villa: vast living room opening onto the heated veranda, equipped kitchen, master suite with dressing room and shower room, two additional bedrooms, study, separate shower room and WC. New heat pump (2023), full home automation, fibre optic, photovoltaic panels.

Pool covered and heated year-round (32°C) in an air-conditioned veranda. Two independent gîtes generating tourist rental income (seasonal rental). Landscaped 1,733 sqm plot with buildable land included.

Structure: free deferred payment sale. The seller leaves the property at signature and the buyer takes immediate possession. Bouquet of €537,000 at signature then 216 monthly instalments of €4,630 over 18 years, with no interest and no borrower insurance. Once the instalments end, no further payment.

Why a Paris investor takes interest

  • Geographic diversification on a preserved Morbihan coastline
  • Immediate rental income via the 2 gîtes (seasonal, southern Brittany)
  • Payment spread over 18 years, no bank loan, no interest
  • Significant discount (€537k bouquet for €1,450k value)
  • Buildable land included — extension potential

Caractéristiques

  • Type: Contemporary single-storey house + 2 gîtes
  • Habitable surface: 260 sqm (villa) + 2 gîtes
  • Rooms: 14 including 10 bedrooms total
  • Land: 1,733 sqm with buildable plot
  • Pool: 5 × 10 m, indoor, heated year-round at 32°C
  • Equipment: full home automation, fibre, 2023 heat pump, photovoltaic, PMR-compliant
  • Energy / GHG: B / A
  • Location: Étel (56410), Morbihan, 5 min from the beaches
Financial conditions

Bouquet €537,000 + €4,630/month × 216 months

  • Market value: €1,450,000
  • Bouquet: €537,000
  • Instalments: €4,630/month for 216 months (18 years)
  • Total cost: €1,537,080
  • Structure: Free deferred payment sale — immediate possession
  • Credit / interest: none, no borrower insurance
  • Rental income: gîtes in operation (figures provided in the brief)

Precise conditions (agency fees, notary fees, land tax, charges, gîtes revenue) provided in the full brief, after initial conversation and non-disclosure agreement.

Property outside the Île-de-France region. This property is presented by Capital Viagers Paris as an opportunity from the national Capital Viagers network. The reference listing is on maventeaterme.com.

Mandate VM532 from the Capital Viagers network. Listing under the editorial responsibility of Eric Salles, real-estate broker EI — CCI Paris ADC 7501 2023 000 004 603.