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Occupied life annuity · Le Perreux-sur-Marne — rue Albert Lecocq

47 sqm 2-room with terrace and closed box — life annuity WITHOUT monthly payment, 30 % discount

A simple, straightforward life annuity at the gates of Paris. A single bouquet of €279,900 (fees included), no monthly annuity, no contingency risk related to annuity duration. Upscale small residence, 3rd floor with lift, terrace and closed box — a rare property just outside Paris with a direct RER E connection.

Sunlit terrace with awning — Le Perreux-sur-Marne
Terrace with awning Living room open to kitchen Bright living room Terrace — another view Bedroom Terrace in full sunlight View over the neighbourhood Living room — mirror view Building façade View over the gardens Living room opening onto terrace Open kitchen Common areas of the residence Living room — view towards kitchen Master bedroom opening onto terrace
Floor area

47.44 sqm

Rooms

2

Bedroom

1

Floor

3rd/4 (lift)

Terrace · Box · Cellar

Yes

EPC / GHG

C / A

Financial terms

Open-market value €400,000
Immediate discount €120,100 (30 %)
Bouquet (fees incl.) €279,900
Monthly annuity €0 (NO ANNUITY)

Fees included, borne by buyer. No monthly payment, no life-contingency risk: your engagement is fully known from the day of signing.

The seller

  • 1 head — Woman, 83 y.o.
  • Actuarial life expectancy: 10.5 years
  • Occupied life annuity — seller remains in the home
  • No rental management to plan
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The property in detail

On the 3rd floor with lift, in an upscale small residence built in 1990 (co-ownership of 50 lots). House feel, high-end fit-out, quality materials and an In/Out circulation: the living room and the bedroom open onto the terrace. A warm and intimate atmosphere, away from anonymous large co-ownerships.

Layout

  • Entrance hall
  • Living room open onto kitchen, with direct access to the terrace
  • Semi-open kitchen
  • Master bedroom with terrace access
  • Shower room
  • Separate WC
  • Terrace — open view over the gardens

Annexes

  • One cellar
  • One closed box — private and secure parking (rare feature)

Facilities and charges

  • Lift, secured residence
  • Property tax: €1,510 / year
  • Co-ownership of 50 lots, no pending proceedings
  • EPC: class C — GHG: class A (147 kWh/sqm/year — 5 kg CO₂/sqm/year)
  • Estimated annual energy expenses (2021–2023, subscriptions included): €900 to €1,260

Location and surroundings

Le Perreux-sur-Marne 94170, a sought-after residential district at the gates of Paris. A quiet, tree-lined setting, along the Marne river.

  • Nogent–Le Perreux station a few minutes on foot — RER E, fast access to Paris and eastern suburbs
  • Buses, local shops
  • Banks of the Marne accessible on foot
  • Schools, public and private educational groups

Our view

  • Life annuity WITHOUT MONTHLY PAYMENT: simple, readable structure — single bouquet, no monthly outflow, no contingency
  • Immediate discount of 30 % on open-market value
  • A terrace and a closed box: two rare features at this price point
  • Recent property (1990), very well maintained, in excellent condition
  • Quiet setting but very well connected to Paris (RER E)
  • EPC C / GHG A: comfortable energy performance, no works to plan on this front

Mandate in partnership with MyFactotum, ref. no. N4866.

Discretion guaranteed

Viewings are by appointment only, after a financial audit. All sensitive information (seller's identity, detailed financial conditions, exact address) is disclosed under confidentiality agreement.

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Energy class C, climate class A. Estimated annual energy expenses for standard usage, over 2021, 2022 and 2023 (subscriptions included): between €900 and €1,260. Information on risks to which this property is exposed: georisques.gouv.fr.

Non-contractual document. Non-contractual photos.