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Occupied life annuity · Paris 15th — rue de Lourmel

2-room flat with balcony — prime Left Bank location, Eiffel Tower glimpse

Safe-haven patrimonial investment. Occupied life annuity acquisition with a 43% discount. Secure high-standing 1963 building steps from Lourmel metro, bright 28 sqm living room and balcony with Eiffel Tower glimpse.

Main view of the property — Paris 15th
Main view Interior view 1 Interior view 2 Interior view 3 Interior view 4 Interior view 5 Interior view 6 Interior view 7
Habitable surface

53.75 sqm

+ Balcony

4 sqm

Rooms

2 (T2)

Floor

2 / 10

Built

1963

DPE / GES

D / D

Financial conditions

Vacant market value €560,000
Occupied economic value €316,400
Bouquet (incl. fees) €192,400
Monthly annuity €985
Immediate discount −43 %
Monthly charges €231
Annual land tax €1,150

4% incl. VAT agency fees payable by buyer. Reduced notary fees, calculated on the occupied value.

The seller (crédirentier)

  • 1 head — Woman, 79 years old
  • Stays at home, lifetime occupied life annuity (right of use and habitation)
  • Property released upon death or voluntary departure
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The property in detail

T2 de 53.75 sqm au 2e étage avec ascenseur dans un immeuble de standing sécurisé de 1963, copropriété de 142 lots dont 104 d'habitation. Bien très sain, configuration efficace et extérieur — typologie particulièrement recherchée sur le marché parisien.

Layout

  • Entrance hall with cupboard, then bright 28 sqm living room
  • Separate 6.20 sqm kitchen, fitted and equipped
  • 13.95 sqm bedroom with wardrobe
  • Shower room + separate WC 1.50 sqm
  • 4 sqm balcony — Eiffel Tower glimpse
  • Large aluminium double-glazed bay windows
  • Collective gas heating, hauteur sous plafond 2,50 m
  • Keypad access, secure building

Location and surroundings

Paris 75015, steps from Lourmel metro — a major address in the 15th arrondissement.

  • Lourmel metro (line 8) in immediate proximity
  • Eiffel Tower glimpse from the balcony
  • Left Bank, established and sought-after residential area
  • Shops, schools and services on foot
  • Deep and resilient Paris market

Our take

  • Safe-haven Left Bank investment in a resilient area
  • Significant immediate discount (43%)
  • Protection against real-estate inflation
  • No unpaid rent, no rental vacancy, no management during occupation
  • Balcony with Eiffel Tower glimpse — a distinctive feature
  • 2-room type highly sought-after on resale
  • Actuarial life expectancy: 12.4 years

Mandate in partnership with MyFactotum, ref. n°4801.

Discretion guaranteed

Viewings are strictly by appointment, after a financial audit. All sensitive information (seller's identity, detailed financial conditions) is shared under a confidentiality agreement.

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Energy class D, climate class D. Average estimated annual energy expenditure for standard use (2023 prices): between €710 and €1,020. Information on the risks to which this property is exposed: georisques.gouv.fr.

Non-contractual document.