Occupied life annuity · Quiberon (Morbihan) · Network opportunity

Character house 250 sqm — 50 metres from the sea

Exceptional location steps from the port of Quiberon and the beach. Semi-detached (one side) house of 250 sqm over 3 levels, composed of two independent 3-room flats and a large convertible ground floor. A rare property in a highly sought-after area.

Habitable surface

250 sqm

Distance to sea

50 m

Rooms

10

Bedrooms

5

Levels / year

3 / 1870

DPE / GES

E / E

Financial conditions

Vacant market value €812,000
Bouquet (incl. fees) €148,720
Monthly annuity €1,341
Markup 30 %
Annual land tax €634

6% incl. VAT agency fees payable by buyer. Reduced notary fees, calculated on the occupied value.

The seller (crédirentière)

  • 1 head — Woman, 71 years old
  • Stays at home, occupied life annuity
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The property in detail

In Quiberon, just 50 metres from the sea and 2 minutes on foot from the port and the beach, this semi-detached house offers about 250 sqm of habitable space over three levels. Built in 1870 in traditional stone with slate roof, it retains all the charm of the peninsula's character houses.

It lends itself to an ambitious patrimonial project: two independent 3-room flats within the house, a large ground floor / basement with convertible garage, a terrace with two annex rooms, and an additional outbuilding — plenty of options for renovation, seasonal rental or medium/long-term revaluation.

Layout

  • Two independent 3-room flats (ground floor and first floor)
  • 10 rooms total, 5 bedrooms, 2 shower rooms, 2 WCs (macerator)
  • Partially equipped kitchen (kitchenette)
  • 25 sqm terrace with two additional rooms
  • Large ground floor / basement / convertible garage
  • Outdoor outbuilding
  • Indoor parking for 2/3 cars + 1 outdoor space

Equipment and charges

  • Built 1870 — traditional stone
  • Slate roof
  • Heating: individual gas (same for hot water)
  • PVC double-glazed windows
  • Sanitation: mains sewer
  • South-west exposure — street view
  • Cellar, basement (no attic)
  • Interior condition: to be renovated — strong revaluation potential

Location and surroundings

Quiberon 56170 (Morbihan), on the Quiberon peninsula, one of the most sought-after sites on the Brittany coast. Exceptional address 50 metres from the sea and 2 minutes on foot from the port and the beach.

  • Port of Quiberon and ferry pier to Belle-Île-en-Mer
  • Town-centre beach and Grande Plage
  • Côte Sauvage and GR34 hiking trails nearby
  • Shops, restaurants and town-centre market
  • SNCF train station and quick access to Auray, Vannes, Nantes
  • Quiet residential environment, dynamic in all seasons

The Quiberon property market remains highly sought-after for second homes and seasonal rental investments, with significant capital-gain potential in the medium and long term.

Our take

  • Exceptional location — 50 m from the sea, an extremely rare life-annuity opportunity
  • Décote significative avec un bouquet de €148,720 pour une valeur libre de €812,000
  • Large character house (250 sqm), stone and slate — heritage charm preserved
  • Flexible layout: two independent 3-room flats + outbuilding and large basement
  • Strong revaluation potential after renovation
  • Favourable taxation — reduced IFI, notary fees calculated on the occupied value
  • Zero rental management — property occupied and maintained by the seller
  • No credit needed — no interest, no bank fees
  • Actuarial life expectancy: 19.4 years

Network opportunity — Property located in Brittany (Morbihan), presented by Capital Viagers Paris as part of the national Capital Viagers network. Support is provided from Paris by Eric Salles, expert life annuity broker.

Mandate in partnership with MyFactotum, ref. n° 4799.

Discretion guaranteed

Les visites se font uniquement sur rendez-vous, après audit financier. Toutes les informations sensibles (identité de la seller, conditions financières détaillées, adresse précise) sont communiquées sous accord de confidentialité.

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Logement à consommation énergétique excessive : classe énergie E, classe climat E. Montant estimé des dépenses annuelles d'énergie pour un usage standard : entre 3 170 € et 4 330 € (années 2021-2023, abonnements compris). Informations sur les risques auxquels ce bien est exposé : georisques.gouv.fr.

Annonce rédigée sous la responsabilité éditoriale de Eric Salles, mandataire immobilier inscrit à la CCI de Paris sous le numéro ADC 7501 2023 000004 603.

Non-contractual document. Non-contractual photos.