Occupied life annuity · Paris 5th — Place Monge

Haussmannian 2-room flat with courtyard/terrace — in the heart of the Latin Quarter

Bien rare dans le secteur. Acquisition en occupied life annuity avec 44 % de décote. Haussmannian building de 1850 à deux pas de la Place Monge, de la rue Mouffetard et du Jardin des Plantes.

Carrez surface

31.16 sqm

+ Courtyard/Terrace

8 sqm

Rooms

2 (T2)

Floor

Ground floor

Built

1850

DPE / GES

G / C

Financial conditions

Vacant market value €430,000
Occupied economic value €242,940
Bouquet (incl. fees) €152,950
Monthly annuity €801
Monthly charges €120
Annual land tax €1,492

6.5% incl. VAT agency fees payable by buyer. Real price per sqm: €6,941/sqm instead of €12,285/sqm vacant.

The seller (crédirentier)

  • 1 head — Woman, 79 years old
  • Stays at home, occupied life annuity
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The property in detail

Au cœur du 5e arrondissement, dans un immeuble haussmannien de 1850, situé en rez-de-chaussée. L'appartement développe 31.16 sqm loi Carrez, complétés par une cour / terrasse d'environ 8 sqm à usage privatif (appartenant à la copropriété), portant la surface réellement exploitable à environ 39 sqm.

The flat has all the charm of old Paris. A renovation will be needed when the property is recovered, offering strong revaluation potential to create a charming pied-à-terre or a high-end rental investment.

Current layout

  • Large living room with open fitted kitchen
  • Separate bedroom
  • Bathroom with WC
  • Outdoor courtyard / terrace 8 sqm
  • Very functional layout, stone building

Location and surroundings

Paris 75005, steps from Place Monge, in the heart of the 5th arrondissement, one of the most sought-after areas in Paris.

  • Place Monge and its market 2 minutes away
  • Rue Mouffetard, one of the oldest streets in Paris, 3 minutes away
  • Jardin des Plantes and Natural History Museum nearby
  • Grande Mosquée de Paris
  • Latin Quarter, Sorbonne, universities
  • Metro (Place Monge, Censier-Daubenton, Cardinal Lemoine) and bus

The area benefits from very strong rental and patrimonial demand, which reinforces the appeal of a life annuity investment.

Our take

  • Prime, highly sought-after address in the 5th arrondissement
  • Significant immediate discount (44%)
  • Private courtyard / terrace — extremely rare in central Paris
  • No tenant to manage, no risk of unpaid rent
  • A rare life annuity in the 5th arrondissement
  • Strong revaluation potential after renovation
  • Actuarial life expectancy: 13.3 years

Mandate in partnership with MyFactotum, ref. n°4829.

Discretion guaranteed

Viewings are strictly by appointment, after a financial audit. All sensitive information (seller's identity, detailed financial conditions) is shared under a confidentiality agreement.

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Property with excessive energy consumption: energy class G, climate class C. Average estimated annual energy expenditure for standard use (2021 prices): between €1,400 and €1,920. Information on the risks to which this property is exposed: georisques.gouv.fr.

Non-contractual document.