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Occupied life annuity · Saint-Mandé / at the gates of Paris 12th

2-room flat 42 sqm fully renovated — near Bois de Vincennes

Rarely on the market. Occupied life annuity acquisition with a 45% discount on the vacant value. Prime address on the immediate border of Paris 12, steps from the Bois de Vincennes.

Building facade — Saint-Mandé / Paris 12th
Building facade Living room Bookshelves in the living room Equipped kitchen Entrance hall Bedroom Shower room Cornices Building hall View of the area View from the flat Bedroom avec vue Kitchen annex Living room vue 2 Living room avec télévision
Surface

42.37 sqm

Rooms

2 (T2)

Floor

5th (lift)

Built

1930

Cellar

Yes

DPE / GES

G / F

Financial conditions

Vacant market value €362,000
Occupied economic value €197,800
Bouquet (incl. fees) €127,150
Monthly annuity €516
Annual land tax €1,018

21.4% incl. VAT agency fees payable by buyer. Reduced notary fees, calculated on the occupied value.

The seller (crédirentier)

  • 1 head — Man, 71 years old
  • Stays at home, occupied life annuity
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The property in detail

Dans une résidence sécurisée et parfaitement entretenue, 2 rooms de 42.37 sqm au 5e étage avec ascenseur. Appartement entièrement refait à neuf.

  • Living room lumineux (13 sqm)
  • Bedroom confortable
  • Separate fitted kitchen
  • Modern bathroom with WC
  • Cellar en sous-sol

Optimised layout, great natural light, a very sought-after type in this premium area. Recognised high standing, excellent condominium condition, well-kept common areas.

Location and surroundings

Saint-Mandé 94160, on the immediate border of Paris 12th, steps from the Bois de Vincennes. The precise address is disclosed on request after audit. An address known for its high standing, its stability and its scarce land supply.

  • Immediate proximity to the Bois de Vincennes
  • Paris zoo a few minutes away
  • Metro line 1 (Saint-Mandé) and line 8
  • Shops, schools and services nearby

ⓘ Saint-Mandé is a municipality adjacent to Paris, integrated with the 12th arrondissement via its urban fabric and metro. For local taxation and administrative purposes, the municipality remains Saint-Mandé (Val-de-Marne, 94).

Our take

  • Prime, highly sought-after address, premium area at the gates of Paris
  • Significant immediate discount (45%)
  • Property fully renovated, no work needed
  • No tenant to manage, no risk of unpaid rent
  • Metros 1 and 8 + Bois de Vincennes: rare combination
  • Actuarial life expectancy: 15.8 years

Mandate in partnership with MyFactotum, ref. n°4818.

Discretion guaranteed

Viewings are strictly by appointment, after a financial audit. All sensitive information (seller's identity, detailed financial conditions) is shared under a confidentiality agreement.

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Property with excessive energy consumption: energy class G, climate class F. Estimated annual energy expenditure for standard use: between €1,659 and €2,245 (2021, 2022, 2023 — subscriptions included). Information on the risks to which this property is exposed: georisques.gouv.fr.

Non-contractual document.